Retirement Services

Just as 75 million Baby Boomers once transformed American culture, so too are they redefining retirement. No longer is retirement a time to sit back and wait for the rest of your life to unfold. Instead, today's retirees have busy, active lifestyles with the freedom to chase new opportunities, revive old passions and realize long-held dreams.

The goal of retirement income planning is very simple: to increase the probability that your family will not run out of money after you stop working at your full time job – in other words, that you will be able to fund your basic living and discretionary expenses – and, should you desire, be able to finance any specific purchase goals or support for your extended family or community.

We work with you to help ...

  • Eliminate obstacles that might force you to have to go back to work after you retire

  • Maintain your retirement standard of living even as inflation reduces purchasing power

  • Prevent income taxes from reducing your retirement income

  • Maintain sufficient income for your spouse in the event you predecease him or her

  • Minimize the impact of financial market plunges on retirement income

  • Minimize the effects that market volatility will have on your ability to receive income from investments

  • Generate a long term care plan to reduce the burden on children and diminish the impact that the high costs of care will have on retirement income

  • Create enough resources to ensure that your family can obtain sufficient health care

  • Understand the best time to start social security payments, the effect that working while taking payments has and how to minimize income taxes on benefits

  • Maximize your pension income (if any) by knowing when to start payments and what payout option to choose.

Click here to learn about how our Retirement Planning Process can help you.


Latest News

Markets Give Back Recent Gains After Jobs Report

The S&P 500 gave back some of its impressive year-to-date gains last week after a weaker-than-expected jobs report stoked fears among investors that the economic recovery in the United States is still not quite as strong as it could be. The Department of Labor announced on Friday that 115,000 jobs were created in April. Although this number was below expectations, the unemployment rate did drop to just 8.1 percent. In addition, the employment numbers for both February and March were revised upward, which gave some solace to investors who were expecting a better jobs report this month.

Markets Fall Despite Positive News on Jobless Claims and Consumer Confidence

Despite several pieces of good economic news, equity markets in the United States suffered their second week of losses as the continued uncertainty in Europe and an unexpected $2 billion trading loss by the investment bank JP Morgan led investors to take some profits off the table. The job market showed signs of life this week when the Department of Labor announced that initial jobless claims1came in at just 370,000. Although this number was unchanged from last week's report, it did remain under the critical 400,000 level, which leads us to believe that employment growth may improve in the months ahead.

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